Credit Portfolio Manager

Company overview

Awach SACCO Is a saving and credit cooperative established on 13/07/1999 E.C. in Arada Sub-city by Mr. Zerihun Sheleme, founder and general manager with 41 initial members. having in mind a long-range objective of encouraging saving mobilization culture and loan provision in the community with a strong commitment and belongingness, coupled with shared visions of the founders; Awach became a truly serving financial institution within a few years after the establishment.

Key Duties and Responsibilities

• Assess and evaluate creditworthiness of potential borrowers.
• Analyze financial data and credit reports to determine loan eligibility and risk level.
• Develop and implement credit policies and procedures to ensure compliance with industry regulations.
• Oversee the credit application process, including loan origination, underwriting, and documentation.
• Monitor loan portfolios and proactively identify any potential credit risks.
• Collaborate with members and internal stakeholders to resolve credit-related issues.
• Stay up to date with industry trends and market conditions to make informed credit decisions.

Place of Work: Addis Ababa (Awach SACCOS, Head Office)

Education

• Bachelors degree in accounting, Accounting and Finance, Banking and Finance, Cooperative Accounting and Related Fields from a well-known University with CGPA >2.5.

General

• years of demonstrated work experience on credit portfolio, at least two years of them at the Manager level.
• Strong knowledge of lending principles, credit analysis, and risk assessment
• Familiarity with credit scoring models and loan origination software like Teminos T-24.
• Excellent communication and interpersonal skills
• Ability to work well under pressure while maintaining attention to detail.
• Proven track record in managing credit portfolios and driving results.