Banks Loans Specialist

Ovid Real Estate Company is currently seeking qualified and enthusiastic individuals to join our dynamic team. We believe in fostering a collaborative and innovative work environment, and we invite you to explore the following exciting career opportunities:

Job Specifications:

Loan Processing:

• Evaluate loan applications, supporting documents, and financial information.
• Ensure completeness and accuracy of loan packages.

Credit Analysis:

• Conduct credit analysis to assess the creditworthiness of loan applicants.
• Collaborate with credit analysts to determine risk levels.

Client Interaction:

• Interact with clients to gather additional information and clarify details.
• Communicate loan decisions and provide assistance throughout the application process.

Documentation:

• Prepare and review loan documentation, ensuring compliance with regulatory standards.
• Coordinate with legal and compliance teams for documentation review.

Loan Structuring:

• Assist in structuring loan terms and conditions.
• Collaborate with underwriting teams to develop appropriate loan structures.

Risk Management:

• Assess and mitigate risks associated with loan applications.
• Ensure compliance with risk management policies.

Client Relationship Management:

• Build and maintain positive relationships with clients.
• Address client inquiries and concerns in a timely and professional manner.

Loan Closing:

• Coordinate the closing of approved loans, ensuring all required documentation is in order.
• Collaborate with internal teams to facilitate a smooth closing process.

Market Research:

• Stay informed about market conditions, interest rates, and industry trends.
• Provide insights into market dynamics that may impact loan decisions.

Compliance Oversight:

• Ensure loan processes adhere to regulatory requirements and internal policies.
• Collaborate with compliance teams to address any compliance issues.

Reporting:

• Prepare reports on loan application status, approvals, and denials.
• Provide regular updates to management on loan portfolio performance.

Training and Development:

• Stay updated on changes in banking regulations and loan processing practices.
• Participate in training sessions to enhance skills and knowledge.

Required Number: 1(One)

Education:

• Bachelor's degree in Finance, Business Administration, or a related field.
• Relevant certifications in banking and finance are advantageous.

Experience:

• Proven experience in banking, loan processing, or a related financial role.
• Familiarity with loan products, underwriting, and regulatory requirements.

Analytical Skills:

• Strong analytical and quantitative skills.
• Ability to assess financial documents, credit reports, and other relevant information.

Communication Skills:

• Excellent written and verbal communication skills.
• Ability to effectively communicate with clients, internal teams, and external stakeholders.

Customer Service:

• Strong customer service orientation.
• Ability to build and maintain positive relationships with clients.

Regulatory Knowledge:

• Knowledge of banking regulations and compliance standards.
• Ensure adherence to legal and ethical standards in loan processing.

Attention to Detail:

• Exceptional attention to detail, especially when reviewing financial documents.
• Accuracy in data entry and documentation.

Negotiation Skills:

• Effective negotiation skills for loan terms and conditions.
• Ability to secure favorable terms for both the bank and the client.

Time Management:

• Excellent organizational and time management skills.
• Ability to manage multiple loan applications simultaneously.

Team Collaboration:

• Ability to collaborate with underwriters, credit analysts, and other banking professionals.
• Work effectively with cross-functional teams.