Senior Banking Expert in credit

Background of the company

• Kerchanshe Group is the largest producer and exporter of coffee in Ethiopia, and engage in manufacturing, agro-processing and export business. It has a proud history of providing quality coffees to the local and international markets. Currently Kerchanshe Group needs a dedicated and motivated candidate.

Responsibility

• Under close supervision of the director,
• Conducts business plans for financing,
• Analyze the financial cost implication of all borrowings,
• Follow all credit request status in the banks till approval and disbursement,
• Liaison with respective loan officers/CRMs of all banks,
• Follow up all credit facilities with all banks,
• Maintain proper loan contract and copies of collateral insurancepolicy files,
• Follow and make sure all loan repayments are being discharged per the contract,
• Ensure all collaterals are estimated,
• Ensure all collaterals have proper insurance cover and cover policy is renewed on time,
• Holdall copies of collateralized Land holding certificate and Libras of vehicles and machineries
• Conduct post disbursement follow-ups;
• Follows up the timely collection of loan contractual agreements for subsequent filling, and other related activities as instructed by his director.

Qualification

• BA, MA,in Accounting ,Banking & Finance /Management /Economics /Related Field Of Study

Experience

• 5 years as relevant experience in banking business special exposure in credit and trade finance position